With our value proposition to building inspection firms, the advantages set out below will be provided.
Provided that building inspection firms actively use TEB internet banking; according to the amount breakdown of the service fees paid by the Ministry of Environment and Urbanisation into our bank accounts, our Bank will provide a Private Pension System (BES) contribution to the Individual Pension accounts of the partners of Building Inspection Firms. The BES contribution to be paid by our Bank will be deposited by being divided equally among the partners.*
Over TL 2 Mio: TL 4,000 / TL 500 Thousand – TL 999 Thousand: TL 2,000
An advantageous commission of 1% per annum will be applied to the letters of guarantee that Building Inspection Firms whose Ministry of Environment and Urbanisation payments are deposited into our bank accounts will obtain from our bank. For cash-collateralised letter of guarantee requests in TL, USD, EURO, GOLD and SILVER (provided that the gold and silver are purchased from the TL account at our bank and kept in the gram accounts at our bank), they may be made available at a commission of 0.9% (9 per thousand).
For Building Inspection Firms; provided that the payments from the Ministry of Environment and Urbanisation are deposited into our bank accounts, the salary promotion amount, VAT included, is presented for your information in the table below. Based on a 36-month contract, the salary promotions may be paid to the personnel or, by issuing an invoice, into the accounts of the institutions. For payments to be made to the institution’s account, VAT is included in the total of the amounts stated in the scale below. For per-person promotion payments, the salary deposited for each member of personnel must be at least the minimum wage; part-time, fixed-term, daily or hourly workers must not be included in the total salary amount.
Credit facilities at advantageous interest rates will be provided to Building Inspection Firms and their partners for their individual needs. *
For the service or passenger vehicles used by Building Inspection Firms, special credit advantages will be provided for new vehicle and replacement requests. Based on the agreement we have made with TEB Cetelem, a discount will be applied at Chery&Jaecoo and Hyundai dealers when they present the institution’s start-up licence. The facility will be made available at the special rate below; we kindly request that TEB Cetelem confirmation be obtained before directing the customer.
For Building Inspection Firms, alternatives are offered through BNP Leasing primarily for the financing of passenger vehicle (automobile) requests and additionally for the financing of light, medium and heavy commercial vehicles, at the rates below. The commercial vehicles to be financed may be detailed as follows: Pick-up, Panel Van, Minivan, Minibus and Midibus. The firm must be carrying out transport in connection with its own business; transport work must not be carried out for third parties.
Bank Loan Interest Rate Equivalent (excluding BSMV) 3.41% 3.36% 3.18% (Covers transport documents other than the K1 document; documents B1, B2, C2, D1, D2, K2, L1, L2, M1, M2, N1, N2, S.)
PAYMENT BREAKDOWN TO COME FROM THE MINISTRY
TOTAL BES CONTRIBUTION TO BE DIVIDED EQUALLY AMONG PARTNERS
TL 1 Mio – TL 1.999 Mio
TL 3,000
TL 100 Thousand – TL 499 Thousand
TL 1,000
As Salary Payment of Building Inspection Institutions from the Ministry of Environment and Urbanisation
Those Receiving Payment Below TL 750 Thousand
Those Receiving Payment Above TL 750 Thousand
Employee Salary Scale
28,075 – 39,999
40,000 – 49,999
50,000 +
28,075 – 39,999
40,000 – 49,999
50,000 +
Per-Person Promotion Amount
TL 20,000
25,000
TL 30,000
TL 30,000
TL 35,000
TL 40,000
3 – 12 Months
13 – 24 Months
25 – 36 Months
3.15%
3.10%
3.05%
Loan Rate
12 months
24 months
36 months
Leasing interest rate (annual)
41.50%
41.50%
39.50%
Within the scope of our cooperation with Building Inspection Firms, special pricing will be applied to Zurich Insurance Workplace Fire Insurance and Comprehensive (Kasko) Insurance products. Advantages will be provided to the partners of Building Inspection Institutions in Complementary Health Insurance.
Provided that the payment of Building Inspection Firms from the Ministry of Environment and Urbanisation is received by our bank, the following fee exemptions will be provided; * / **
Fee exemption on EFT / Money Transfer / Standing EFT and Standing Money Transfer fees made through the internet and Mobile channels
Exemption from the fee for 2 QR-coded 25-Leaf Cheque Books (excluding Tax)
Special deposit interest pricing is offered to the individual accounts of the owner and partners of the Building Inspection Firm, along with advantageous interest rates via the Marifetli Hesap Welcome period. The currently valid Marifetli account
daily interest rate is 43%; for current rates and conditions you may visit its page. */*** https://www.teb.com.tr/marifetli-hesap/
With your TEB Bank and Credit Card, no fees will be charged for cash withdrawal and deposit transactions and TEB credit card debt payments at DenizBank and QNB Finansbank ATMs, for up to 3 transactions in total each month. */**
https://www.teb.com.tr/tek-atm-teb/
With your TEB and Cepteteb debit card, you can carry out your cash withdrawals abroad free of charge at approximately 50,000 other bank ATMs located in various countries with which BNP Paribas has an agreement. Some banks owning ATMs on the agreed list may request commissions different from the Overseas ATM Usage Fee. This commission is charged by the counterparty bank where the transaction is made, and the user is informed on screen before the transaction. https://www.teb.com.tr/sizin-icin/yurtdisi-atm-kullanimi/
With the TEB Infinite Card you can benefit from our bank’s privileges. Your privileges will be determined according to the time and demand deposits, securities, shares and investment accounts you hold with our bank.
You can follow your package and earnings details via CEPTETEB Mobile.
Detailed information: https://www.teb.com.tr/infinite-card/ & https://www.teb.com.tr/yildiz-signature-card/
The asset conditions of the world of increasing privileges, linked to the savings held with our bank, with the TEB Infinite Card and the TEB Signature Card are below.
Asset Programme Details: https://www.teb.com.tr/infinite-card/
■ Our customers with assets up to TL 1,000,000 will be assessed under the Standard package;
■ Our customers with assets between TL 1,000,000 – 3,500,000 under the Plus package;
■ Our customers with assets between TL 3,500,000 – 10,000,000 under the Premium package;
■ Our customers with assets of TL 10,000,000 and above will be assessed under the Ultra package.
With your TEB Commercial Credit Cards, by enrolling via CEPTETEB İŞTE Mobile before making your purchase up to 31 March, you will be given TL 500 for every market purchase of TL 5,000 and above at bonus-member businesses, TL 1,500 in total in bonus. * ” https://www.teb.com.tr/firmaniz-icin/ticari-e-ticaret-1500/
With your TEB Commercial Credit Cards, on internet purchases you make up to 31 March from the bonus-member business websites and mobile e-commerce applications Amazon, Hepsiburada, N11,
Pazarama and Trendyol, you will be given TL 500 in bonus for every single purchase of TL 5,000 and above, TL 1,500 in total in bonus. * “https://www.teb.com.tr/firmaniz-icin/ticari-e-ticaret-1500/
With your TEB Commercial Credit Cards, by enrolling via CEPTETEB İŞTE Mobile before making your purchase up to 31 March
you will be given TL 500 for a single furniture purchase between TL 20,000 and TL 49,999 at bonus-member businesses, and TL 1,000 in bonus for furniture purchases of TL 50,000 and above. * “https://www.teb.com.tr/firmaniz-icin/ticari-mobilya-bonus/
With your TEB Commercial Credit Cards, by enrolling via CEPTETEB İŞTE Mobile before making your purchase up to 31 March
you will be given TL 500 in bonus for tyre, maintenance and spare parts purchases between TL 7,500 and TL 29,999 at bonus-member businesses, TL 750 in bonus for automotive tyre, maintenance and spare parts
purchases between TL 30,000 – 49,999, and TL 1,000 in bonus for those of TL 50,000 and above. * ” https://www.teb.com.tr/firmaniz-icin/ticari-otomotiv-1000/
According to the total assets of the owner and partners of the Building Inspection Firm at our bank, with the Yıldız Privileges found under https://www.teb.com.tr/
; in many categories such as Hotel & Restaurant, Airport Car Park, Cinema & Theatre and Veterinary &
Pet Shop, they can benefit from the Yıldız privileges special to Yıldız Banking customers.*
https://www.teb.com.tr/yildiz-bankacilik-ayricaliklari/
* The Bank has the right to change at any time all the terms and conditions of all the products and services it offers, in line with market conditions. The Bank has the right to request a guarantor and additional documents in loan requests where it deems necessary. TEB reserves the right to change or stop the campaign. Fee-exemption advantages and BES entitlements are reflected within the month following the month in which the conditions are met. The Bank will assess loan requests within the framework of the principles and procedures set out in banking legislation and its own regulations, and reserves the right to grant loans to the applicants it deems suitable as a result of the assessment it carries out. The Bank is the sole decision-maker on this matter.
** In the event that the entire advantage granted for a transaction type is used, the fees published on the Bank’s announced website will be applied to the next transaction of the same type.
https://www.teb.com.tr/urun-ve-hizmet-ucretleri/
*** Our welcome period is applied as 30 days.
